Archive for the ‘Grief’ Category

Life Insurance And Why It Is A Good Thing To Have

Monday, November 2nd, 2009

Life can be the most unpredictable thing in the world. For people to live their lives comfortably, they should work to earn a living, and then as we get older, many people look to raising a family and supporting them with their income. However, going back to life being unpredictable, in the unlikely, but nevertheless possible event that the main breadwinner of a family suffers an untimely death, his or her family will have a huge financial burden to deal with as well as the obvious emotional pain that they will have to endure, unless of course, the deceased had a life insurance.

Almost every day there are reports of untimely deaths for one reason or another and it could happen to anyone. One of the main concerns that people have about this, after the emotional trauma that would of course be suffered, is the sudden loss of financial income for the family.

To lead a peaceful and positive life, US companies dole out different life insurance policies for 15, 20 or even 50 years. You could sign up for the best that suits you and ensure that you pay your premiums regularly to ensure no financial burdens would be put on your family in the event of your untimely death.

As unbelievable as it sounds, there have been many cases where a family breadwinner has taken out a big insurance policy paying large premiums with a big payout to be made to the family upon the policy holders death, and then a few years down the line, the policy holder has been murdered by his own family! So although you may not believe it, people do try to scam life insurance providers over in this way, and so lots of investigating must be done to decide whether or not any claim is genuine.

The death of the policy holder therefore calls for scrutiny and it is only when the insurance company is satisfied with the facts, that the money is paid. Go ahead and insure yourself as it could do you and your family a whole lot of good.

For more informationabout financial advice please visit our website – life insurance quotes

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Characteristics Of OCD Treatment

Tuesday, July 28th, 2009

Obsessive Compulsive Disorder or OCD trigger the disorder to repeat thoughts or actions repeatedly. The person with OCD yearn for stop himself or herself from doing the compulsions but is unable to.

Without OCD treatment, the disorder may begin to suffer another mental problem, such as anxiety. In addition, OCD treatment involves meds, which can be very helpful to the disorder and their family in knowing about the disorder.

Handling Options

OCD is taken care with different methods. Today’s OCD treatment generally involves:

* Therapy

* Meds

Treating OCD is something that needs a lot of commitment, so that the therapy can only succeed when the disorder is ready to get help and is eager to maintain a commitment to all phases of the therapy.

It is not like many other conditions, medication alone will not succeed to stop OCD behaviors or symptoms. The disorder with OCD has to be committed to all the treatment phases.

Therapy

Therapy is the most common form of OCD treatment. OCD has been labeled a mental disorder and behavioral therapy has proven much more successful as a treatment.

Behavioral therapy can be tailored to fit the exact compulsions of the patient. Behavioral therapy also can offer patient different techniques to help them. These techniques include:

* Systematic desensitization: exposes the person to the anxiety provoking stimuli gradually

* Relaxation methods teach the disorders how to cope with anxiety and stress

* Flooding: Combines systematic desensitization with relaxation techniques to help the person overcome the compulsion

Medicine

Therapy has been found to be good for OCD patients. Anti depressant is the most familiar used drug for OCD medication.

It is necessary for the disorder to know that the medication can only help a little, and that treatment must be taken in combination if all relief is desired.

To help improve the lives of those with OCD, new research helps bring about new methods to treat the situations.

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Phil G’s Simple Approach To Contacting The Afterlife

Friday, July 24th, 2009

Following the loss of her partner, Phil G is asked by a woman in Milwaukee, USA, how to re-start a connection to him, in the Afterlife. Initially getting ’signs’ that he’s around, she now feels it’s stopped. She also couldn’t be with him at the end, and wants to know if that’s okay.

Despite my belief in being able to contact family and friends in the afterlife, I know some think I’m crazy. But that doesn’t bother me, because I get so many messages from ordinary people who find my simple idea works, and they verify it themselves which is great, and cool! I’m glad this lady got signs to start with, but I strongly believe she’s still getting them, and missing the subtle clues. I also feel there are reasons why we sometimes happen to miss the final moments of someone’s life.

My father died a couple of years ago, and he desperately wanted to come home from hospital. I live a long way from his home, and there was no way we could provide care for him there. I know it’s sad when they want to ‘go home’ but sometimes, we can’t always do what we wish. I don’t believe they hold that against us, and understand.

I received an email today sharing a beautiful story. Originally, this person wrote of how distressed she was feeling. She purchase the audio “Contacting the Afterlife – a Spoken Beginners Guide” from the website (philg.net.au or afterlifephilg.com). And although she didn’t think she could do it, her email today was a very excited one indeed, as she not only connected, but verified it was real. She was very surprised, and overwhelmed with joy at knowing her partner is still with her, and she can verify it!

In this case, I don’t feel your partner has stopped contacting you. Sometimes, they may not appear to be around and there can be a few reasons, but in most cases, I think it’s because you WANT them too strongly – you miss the subtle signs. In my book and on the website, I talk about the gentle signs being like a gentle breeze, and it’s so easy to miss them, especially if you’re trying so hard.

Think back to what happened when you did get a sign, a feeling he was near. Although it may have been an outward sign, something IN YOUR HEAD made you think: “It’s Him”. It’s different. You just KNOW. You can’t really explain it to anyone else, and everyone else may think you’re silly, but in your heart, you know.

Embrace that feeling again. You probably want ’signs’ too much. Just think about him, feel that feeling in your head that he’s near, and trust him. He wants you to be strong for others, to hold and hug you and wipe your tears. Look at the simple ideas on my website, and believe the possibility that he’s still with you, and verify it later.

The website has quite a bit of free information, and a link to the YouTube video called “CoffeeTime” which allows you to create a situation conducive to contacting family in the afterlife. Just ENJOY them being with you, without necessarily wanting ‘a sign’ – and FEEL them in your head and heart, and don’t think you’re imagining it, but just savour the moment. Although you may want proof for others or yourself, just for now, if you’re having trouble getting a connection, I think you should NOT ask for a sign, or expect one, but get used to the different feeling in your head and heart when they’re around, and the rest will happen.

The key here for anyone who either wants to contact loved ones who have passed away, or feels they’ve had something already, but now feel the connection is lost, is to take it one step at a time, don’t try too hard, relax, and gradually let it happen, gradually understand the connection, and then go on to verify it using the ideas on my website.

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A Brief Explanation Of Life Insurance

Wednesday, July 22nd, 2009

Life insurance (or assurance) is and agreement between an insurance providing company and the individual that takes out a policy with them. The agreement is based idea that for a recurring fee, the insurance company will payout an agreed sum to the beneficiaries of the insured (most of the time this will be family) upon the insureds death.

In some countries it is normal to have funeral expenses covered in a insurance policy, but in the UK, companies tend to simply pay out a lump sum to the beneficiaries of the insured upon his/her demise.

A life insurance contract consists of terms and these terms describe the events that the person will be covered for should they happen. There will usually be certain circumstances of death that insurance companies will not cover like riots, suicide or war.

Life based contracts will usually fall into two different categories, protection policies and investment policies. Protection policies are those that provide a benefit to those parties specified in the contract, usually a lump sum, in the event of a specified scenario. Investment policies are where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.

The beneficiary refers to the person who will receive the policy proceeds (usually a lump sum) upon the death of the insured. The beneficiary can be changed at any time by the policy owner unless an irrevocable beneficiary is designated, in which case permission must be gained from the beneficiary regarding any beneficiary changes.

The policy holder and the insured are not necessarily the same person (although they usually are) but someone can take out a policy to cover someone else’s life, for example, a wife could take out a policy on her husbands life, making her the policy holder and him the insured.

Insurance companies do however want to put restraints on who can take out policies for someone else’s life. This is because if anyone can take out a policy for anyone else’s life, then there is a good chance that people will start taking out policies for people who they know will die soon or worse still, people who they intend to kill. So insurance companies sought to limit the people who can take out insurance policies on someone else’s life to only those who will suffer a genuine loss if the insured were to die, i.e. family members or those who can prove that they are close friends.

As is the case with most general insurance policies, life insurance is a contract between the insurer and the insured where a payment is made to pre-designated parties upon the occurrence of an event covered in the insurance policy, in the case of life insurance, this is usually death.

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Bereavement Recovery 2

Sunday, July 19th, 2009

When we enter bereavement we are aware of its beginning, but we cannot anticipate how long it will take to reach the end. At this point the consolidation of appropriate helping resources will dictate how long bereavement recovery can take. Your feelings, such as sadness, anxiety or depression, need to be accepted and worked through or else recovery efforts can be adversely affected.

A bereavement recovery program that focuses on feelings and emotions will net the best results in the shortest amount of time. Step by step instructions mixed with poetic references will put you in touch with feelings that can be documented and worked through. Such a comprehensive approach shows positive results within a few weeks. Today there is no need to suffer bereavement or grief for years on end.

I instructed my clients to read specified material and journal about their feelings as we proceeded with their bereavement recovery. These assignments were to be completed between meetings because the importance of work done outside the consulting room needed to be emphasized. Clients would complete their homework and report at the next session. Taking responsibility for their feelings grew in proportion to this work and was spurred on by a noticeable diminishment in pain.

After helping hundreds of individuals and families deal with grief and bereavement over the loss of loved ones, I noticed a pattern emerging in terms of steps and strategies for successful recovery. These recurring themes became the foundation for a new approach to bereavement recovery that would include poetry, reflections, storytelling and music along with the usual step by step instructions. A creative and functional approach had been established.

Supporting the written word with audio narration puts feeling into the words and helps reinforce many important points for bereavement sufferers. Most good books that aim to help individuals navigate this thorny emotional experience emerge this way. The writer’s training and consulting experience helps extract the important themes from the client’s experiences and turn them into a recovery program. Adding a poetic flair strengthens the impact of the narration and provides even better results.

There are plenty of grief resources on the market today which draw on the experience of previous sufferers to shorten recovery times. In the past we relied on mythology and teaching stories to guide us through difficult times. These lessons were passed on from generation to generation and could be found in all cultures. Human experience created the mythology of the time just as it helps us develop better coping strategies today. Yesterday’s mythology morphed into today’s psychology filling the self-help section of bookstores with all kinds of resources.

Even in mythology, it becomes clear that a feeling based approach to bereavement recovery is the treatment of choice. With today’s understanding of emotional dynamics, defense mechanisms and other survival strategies the point is driven home. A heart-centered and feeling based approach will deliver the best results in the shortest amount of time. The debilitating effects of grieving and bereavement can be turned around in a few short weeks.

When feeling low we often turn to poetry and music to help us identify emerging feelings. A good grief recovery program will combine these elements with a well laid out plan of action. Journaling about feelings makes them real and helps move them through you while giving you a method you can use for any emotional crisis. Bereavement is a feeling based experience that benefits the most from this approach.

Growing self-awareness through growing contact with your feelings will help you heal your bereavement grief. Once you experience and understand the value of identifying and releasing feelings your experience of stress will diminish immediately. Grief counselors like myself know this is not easy. We have been through our own grief while helping others through theirs and we know this experience imtimately. This feeling-based approach has worked for me over a dozen times already and I know it will work for you.

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Schizophrenia Reviews & Tips

Saturday, July 18th, 2009

Schizophrenia is an acute mental illness. It is very important for people suffering from Schizophrenia or who know someone suffering from it to know what Schizophrenia is.

Symptoms

Symptoms of the disease can vary, but most often schizophrenia is easily recognized because of the severity of the symptoms. Common symptoms include:

* Illusions

* Phantasms

* Weird behavior

* Rambling speech

* Short of motivation

* Lessen in overall cognitive function

* Lack of emotions

Very often people who are suffering from Schizophrenia and are not being treated will not be able to finish any job, communicate with people or even function correctly on a daily basis without any assistance.

You will find people with Schizophrenia appear different as well as very abnormal from others. It is usually not that very difficult to recognize what is schizophrenia when it has reached full blow status.

Handling

Treatment will be based upon the person’s symptoms and how they react to different methods of treatment. Some ways schizophrenia is treated include:

* Pills

* Education

* Rehabilitation

* Hospitalization

* Special programs

Many people have difficulties accepting treatment or working with others to get through treatment. Since schizophrenia never goes away, it is important for a person to receive treatment and stick with it.

Some medication is given on a trial and error basis. So that it will take time to find out what works. And during this time of treatment, and another therapy may be important, too.

It can be very difficult for a person to adjust to how much their life changes once schizophrenia starts to present itself. Understanding what schizophrenia is can help a person and their loved ones understand how to get through life and deal with the condition.

Someone with Schizophrenia can live a normal live as long as he or she can go through a careful treatment and work. There is no reason why people have to end up homeless or lost in their own mind.

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Counseling and Grief Recovery

Thursday, July 16th, 2009

Back in my practice days I saw many individuals who were suffering the effects of grief and loss after having lost a close loved one. This could include a friend, spouse, child, partner, parent or other relative who had passed on suddenly due to illness or accident. Occasionally I was presented with a couple where one of them had recently received a terminal illness diagnosis and only had months to live. All of these situations were particularly traumatic in their own way.

These couples, with the terminally ill partner, needed to work through feelings about their situation and the practical steps necessary to prepare for the inevitable. The terminally ill partner seemed to have an easier time with the process once they had accepted the reality of their death. When my brother-in-law was diagnosed with terminal cancer, I witnessed the same effects taking place for he and my sister. Broadly speaking, it was always the surviving partner that had the toughest time.

When it comes to grief counseling, no matter what the external circumstances, the goal was always to Listen! As a grief recovery counselor, this meant identifying the feelings behind the words so that this part of the client’s experience could be relfected back to them. I would say things like: “So what you’re feeling is scared, angry, depressed and/or sad.” With each reflection I would ask them to check inside to see if what I’d offered was accurate. More often than not I was right. That began their introduction to listening to their own feelings.

Then I would instruct them to pay attention to that particular feeling and tell me more about it. They would then describe their feelings in detail along with whatever physical reactions might be attached to it. Tears would begin to flow as they related the physical and emotional reactions they were experiencing. This was the essence of my counselling approach for persons in grief, no matter what the precipitating circumstances.

Sometimes grieving individuals would want to know about Stages and other matters they had heard about in relation to grief, and I would just steer them back to their feelings. Once they realized that this was more important, it became easier for them to go there themselves and accept that sharing, feeling and crying were in their best interest. After a few sessions of working with their feelings the process became more acceptable. Many of these individuals would later report that keeping in touch with their feelings had many advantages and helped them with other aspects of their life.

Externals, such as stages, theories, charts and graphs can help illustrate important points about a particular experience or grief event. These make for good news reporting and the plethora of self-help books available today. Grief recovery resources and counseling focus on Internals such as emotions, feelings and associated physical reactions. They focus on our Heart and Feeling center because that is where we experience the quality of our life and the pain of a major loss. Once an individual becomes engaged in the process of “looking in” they have a new tool with which to manage their life. Journaling, writing letters to the deceased, listening to soothing music and reading grief related poetry will put you in touch with Your Heart, and that’s where healing takes place.

A well crafted grief recovery resource is second only to a good therapist as a guide to our grief recovery. For intense reactions you may need to start with a therapist. That aside, your grief recovery resource can provide all the guidance you need to navigate this experience. When we lose a loved one we experience powerful emotions and feelings that we are usually unaccustomed to. A good grief resource capitalizes on this and takes you further into the experience of loss. Yes it hurts, just like squeezing the poison out of an infected wound. But who would argue the end result. With permission to feel and the guidance of a good grief resource we can make our way through this experience. Our heart and feeling center know what to do once we engage this process.

Applying externals such as charts, graphs and catch phrases like “time heals all” to an internal experience such as bereavement and grief is a waste of time. Being well informed can be useful, but it will not mend your broken heart. Externals can actually act as a distraction to the necessary grief recovery counseling process. A well written grief recovery resource can act as a personal counselor in the case of losing a loved one and help you focus on that all important feeling dimension. Don’t waste your time with externals. Get to the Heart of the matter.

You now have what you need to heal your grief. You will recover from this tragedy and great loss. You will become intimately acquainted with your Heart and Feeling Centre. You will come to a point where you can think about your loved one and smile. Because when the hurt is finally healed, what remains with you is the love you carry in your heart, and that is forever.

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The Many Faces of Grief and Loss

Wednesday, July 15th, 2009

An overview of grief and loss shows us that this is a broad category of life experience. We usually associate it with death and dying, but it can include losing your employment and broken relationships as additional categories that generate the grief experience. Grief and loss comes in a multiplicity of dimensions that affect our daily lives.

The loss of a loved one is the predominant category of course. Grief and loss is often immediately associated with death, even though it is equally applicable to the loss of a relationship or the family pet. Getting over grief and loss is what occupies peoples minds the most.

Divorce, relationship breakup and death of a pet will generate powerful grief reactions. Losing one’s home, employment and place of business are equally powerful in their grief and loss effects. We typically do not associate such losses with the grief and loss experience. It turns out that they do affect us in similar ways to the primary experience of losing a loved one.

What is central to this article is that grief and loss affects us in almost every aspect of our lives. We recoil over the loss of a job. We fall into depression over the loss of our home. We grieve the death of our pets. We agonize over a recent divorce. And of course, we cry over the loss of loved ones.

What is our point here with this foray into the multiple dimensions of grief and loss? We are dealing with an emotional crisis and a feeling based wound. We experience sadness, depression and hurt. Feeling lost and afraid is common. Anger usually arrives first, till we discover what’s underneath, and pain is what we wish to avoid, initially. All such reactions are quite typical with the experience of grief and loss.

It becomes obvious that grief and loss affects many aspects of our life experience. Acknowledging this and accepting responsibility for our recovery from such stress reveals itself as necessary. We can regain our energy and drive by working through the effects of grief and loss. Since the experience is more common than previously thought, any effort we make to deal with grief and loss will have benefits across the breadth of our lives.

Growing, expanding and losing are part of the life cycle. A snake crawls into the tall grass in order to shed its old skin. Why? Because the new underneath is pressing for release. Each cyle of our life presents circumstances in which we lose something to gain something better. Letting go is a tough life lesson, but essential to our growth. The old must die so that the new can be born.

Grief and loss over the death of a loved one is a singularly powerful event. This type of loss is probably the most difficult we have to endure. But grief and loss, in other forms, is with us every day. Learning to cope with grief and loss, in all its forms, will help enormously when we face the loss of loved ones. A good grief and loss resource can immediately mitigate the experiences most devastating effects.

Dealing with grief and loss requires that we face our emotions and work through them. Acquiring a good resource, turning toward family and friends and sharing our sorrow can lead to new and deeper relationships. There are secret benefits to all of life’s trials, even though it make take years to see them. The main lesson from grief and loss is that something awaits us on the other side of the experience.

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How to Manage Your Grief Recovery

Wednesday, July 15th, 2009

To successfully manage your grief recovery you will need a straightforward program that addresses all aspects of the experience of major loss. The suffering of intense physical and emotional reactions will require specific actions on your part to counteract their effects and help you heal. Grief recovery can proceed along a variety of lines as long as they address all of its important requirements.

When we first hear about the death of a loved one we usually experience shock and dismay. A personal tragedy such as death can send our body and mind reeling from the impact of the news. Accepting this reality may take some time, because such harsh news is difficult to absorb.

Our sense of disorganization persists until the reality of this loss sinks in. We march robotically through the funeral arrangements, the influx of family and friends, and the inevitable post burial let down. Our emotions remain at bay until we complete these practical necessities.

When the services are over and family and friends have moved on, we are left with our feelings and emotions about the loss. Grief recovery can start now as we face what is emerging from the inside. Feelings of anxiety, loss and depression will start to surface and demand attention. The need for some form of grief recovery action looms in front of us. It is time to deal with our own heartfelt reactions.

It’s time to face the music, so to speak. The thoughts and feelings that were previously held back now make their way forward into awareness. Previous experience with loss may help, but each incident will have its own variations. We have raw emotions to deal with, and perhaps associated confusion if this is all unfamiliar to us. We begin to realize the enormity of the task ahead and the need for help.

One of the first interventions we may need comes in the form of medical help. Medications for sleep deprivation, anxiety reactions and deep depression will help mitigate their powerful effects. You still need to function on a day to day basis so consider this part of the short term solution for your immediate needs. As your mental and emotional reactions settle down, grief recovery with your active participation can proceed.

Long term grief recovery options can now be considered. With your intense and erratic emotional responses tempered my medications you may consider joining a grief support group, seeing a therapist or acquiring a good grief resource such as a grief book or audio resource. If you feel capable of managing your emotions then a good grief resource may all that’s required. Grief recovery proceeds relatively well with a program that focuses on helping you deal with your emotions.

Typical books and audio resources will describe the main stages of the grief recovery process and provide an actionable program to follow. The better resources will focus primarily on your emotions and feelings, as these are key to the grief recovery process. The best grief resources will help you focus on your heart and feeling center with instructions, poetry and music recommendations. You will learn that dealing with feelings delivers the quickest and most enduring results.

Grieving individuals often like poetry and music as an accompaniment to their grieving process and assorted healing measures. A good grief recovery resource will include all of these dimensions to help you focus on your feelings and emotions. With the right tools and your determination to heal, your grief recovery can proceed in short order, by which we mean weeks or months, never years.

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Summary of Grief Recovery Stages

Wednesday, July 15th, 2009

The stages of Death and Dying evolved by Elizabeth Kubler-Ross are often mis-identified as The Stages of Grief Recovery. In her schema, she came up with 1) denial, 2) anger, 3) bargaining, 4) depression and 5) acceptance as reactions to a diagnosis of terminal illness. Her stages only make sense when considered against that backdrop. As such, this configuration has nothing to do with the stages of grief recovery.

Looking back over my 25 years of therapeutic experience dealing with hundreds of individuals and families going through grief and loss and a review of the currently available data I have come up with 4 stages of Grief Recovery. Kubler-Ross’ stages do not fit this paradigm even though they are often mistaken as the quintessential guideline. For those of you seeking grief recovery the following stages are what you can expect.

Stage 1) Shock and Numbness – This is what we experience immediately after the news of the death of a loved one. Disorientation enters our consciousness and we find we cannot think our way through previously simple challenges. This is a common experience for most individuals experiencing a sudden loss. Some have described this period as “sleepwalking” as they go through the funeral and necessary legal details which follow a death.

Stage 2) Disintegration and Disorganization – Eventually shock wears off, and our grief feelings come to the fore. You may feel like youre falling apart or adrift in a sea of feelings that are quite new to you. A good grief resource, grief counsellor or support group can help you navigate this part of the experience more readily. You may have some physical symptoms such as sleeplessness that you can take up with your family doctor. Feelings of anger, depression, anxiety and confusion are also common. Breaking into tears for no apparent reason is also normal, given the circumstances.

Stage 3) Bereavement and Grief Recovery – Once you are past the shock and have started to come out of disorganization, bereavement and grief recovery can begin in earnest. You can now make full use of your grief recovery resources including books, audio books, healing music and grief counseling. These days, you can be part of an online support group where sharing is the by-word and all persons there are eager and ready to listen and help each other recover. You are not alone, unless you choose to be. And you are not a victim, unless you choose that as well!

Stage 4 – Coming Back Together / Reintegration – You’ve been following an action plan laid out in your favored grief resources. A good book, counselor or support group has provided a set of guidelines to follow and you realize this journey of recovery is manageable. Books, audio resources, counseling and support groups provided the framework to recovery you’ve been looking for. Your action steps bear fruit. You notice a little less emotional tenderness with each passing day and more of your old self returning. Your life has changed. You’ve lost a valued loved one. The pain at times felt unbearable. But you are past that now and your grief recovery is near the end.

As you can see these 4 stages of grief recovery are not the same as the Kubler-Ross designations. There are some similarities but the differences are quite stark. What you go through in grief recovery and bereavement is not the same as what an individual with a terminal diagnosis has to face. Bereavement results from the loss of a loved one, through murder, suicide, accident or illness and may involve the loss of a parent, child, spouse, friend or life partner. I have dealt with all of these losses so I know on a personal level that these stages make sense.

For a successful grief recovery I recommend the following: 1) Acquire a good reading and/or audio book resource that you can access whenever you want and need to, something that will provide support and guidance as you work your way through the necessary grief recovery action steps. 2) Check out any support groups in your area. This will help eliminate the feeling that you are alone and will normalize your recovery experience.

3) Online Grief Support Networks are readily available and worth consideration even if you’ve found a local group that you like. You get to post your story, meet other individuals going through their loss, and share recovery techniques. This provides a sense of belonging and community which is extremely important for a successful recovery. 4) See a therapist if you are feeling overwhelmed. This will help you through the worst part and get you on track with a self-managed bereavement recovery program. Follow these recommendations and your grief recovery will proceed quickly and efficiently.

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